FERNDALE, Mich. — Ferndale High School seniors worked with Vibe Credit Union on Nov. 4 for a credit lesson. Thanks to Ngoc Do, Vibe’s community engagement specialist, about 40 seniors in two Personal Finance classes, taught by Tiana Myers and Stacy Schock, took part. Do talked with students about how credit works, and students used what they learned to create their own financial plans and goals for life after high school.
The visit built on several weeks of classroom work on credit scores, credit, interest and banking. Hearing from someone who works with these topics every day helps students connect their lessons to decisions many of them will make soon, such as opening a bank account, applying for a first credit card or taking out a loan.
“Our seniors have spent the last few weeks learning about credit scores, interest and banking, and this visit showed them how those lessons apply to their own lives,” said Schock, who co-teaches Personal Finance at Ferndale High School. “They left with real goals for what they want their finances to look like after graduation.”
Vibe Credit Union, headquartered in Novi, offers free financial education workshops for schools, nonprofits and community groups across metro Detroit.
The partnership will continue this school year. Do will return to Ferndale High School in the spring to lead lessons on fraud protection and interactive banking activities.
Personal Finance students also have a field trip ahead. They will visit a Schools to Tools campus in the coming months to explore careers in the skilled trades after high school. Schools to Tools gives students hands-on experience with the training and apprenticeship paths that lead to union construction careers.
About Ferndale Public Schools
Founded in 1887, Ferndale Public Schools serves approximately 3,100 students from the communities of Ferndale, Pleasant Ridge, Oak Park, Royal Oak Township and portions of Hazel Park. The district provides a comprehensive educational experience from early childhood through high school, offering rigorous academics, innovative learning opportunities, award-winning arts and athletics, career and technical education, and comprehensive social-emotional supports. Recognized for its commitment to equity, inclusion and student-centered learning, Ferndale Public Schools empowers every student to discover their potential, achieve academic success and become engaged members of their communities.
To learn more about Ferndale Public Schools, visit the website. To stay up to date on district news, events and announcements, visit the News page.

